🇬🇧 UK & 🇺🇸 USA Sole Traders

Keep your money.
Skip the accountant.

Simple money & tax management for the self-employed. Income, expenses, invoices and mileage — sorted, without paying for accounting fluff you'll never use.

✓
No credit card needed
✓
30 days completely free
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Cancel anytime
✓
Works offline
✓
No accounting degree required
https://skinflints.co.uk/app
🏠 Home
💰 Income
💸 Expenses
🧾 Invoices
📊 Summary
🧾 Tax
💰 Income
£8,450.00
💸 Expenses
£1,320.00
📈 Net Profit
£7,130.00
🧾 Est. Tax Bill
£1,426.00
Monthly income this tax year
Acme Corp — Website Design Paid £1,200.00
Riverside Media — Retainer Due in 3 days £850.00
JB Contractors — Consulting Overdue £440.00

Built for how you actually work

No bloated menus, no confusing jargon, no accounting degree required. Just the tools a sole trader actually needs.

💰

Income Tracking

Log earnings in seconds with description, date and category. Everything stored and ready for your tax return.

🧾

SkinFlints Invoices

Get paid without the faff. Create branded invoices with your company details and bank info — download or share as PDF instantly.

🔁

Recurring Invoices

Set up weekly, monthly or quarterly invoices and SkinFlints generates them automatically. Set it and forget it.

⚠️

Overdue Invoice Alerts

Instantly see which invoices are overdue so you never lose track of money you're owed.

✅

Mark Paid → Auto-logs Income

One tap marks an invoice as paid and automatically adds it to your income. No double entry, ever.

💸

Expense Tracking

Log expenses by category — materials, tools, phone, insurance and more. Everything categorised for your tax return.

🚗

SkinFlints Mileage

Every mile counts. Log business journeys at HMRC approved rates (55p/mile UK) or IRS rates (72.5¢/mile US) — auto-added to expenses.

🧮

Real-Time Tax Estimate

Your tax bill updates live as you add income and expenses. No surprises at Self Assessment or tax return time.

💡

SkinFlints Tax Pot

See what you should be putting aside for tax. SkinFlints tells you exactly how much to set aside each month — never get caught short again.

📋

Tax Checklist Built In

Step-by-step Self Assessment checklist for UK users. EIN, quarterly payments and Schedule C checklist for US users.

📖

What Can I Claim? Guide

Built-in allowable expenses guide showing exactly what you can claim — HMRC rates for UK, IRS rules for US.

📊

Monthly & Yearly Summary

Toggle between monthly and full tax year view. See your profit, expenses and tax estimate for any period.

💾

CSV & PDF Export

Export your income, expenses and reports for your accountant or your own records anytime.

📱

Installs as an App

Add to your home screen on iPhone or Android for a full app experience — no App Store needed.

🌐

Works Offline

Keep working without an internet connection — your data syncs automatically when you're back online.

🔒

Secure & Private

Your data is encrypted and stored securely using Google Firebase. We never sell or share your information.

Built for your country.
Not just bolted on.

Select your country on setup and the entire app switches — terminology, tax calculations, deadlines, mileage rates and more. All correct for your country out of the box.

🇬🇧

United Kingdom

  • ✓ Tax year 6 April → 5 April
  • ✓ Personal Allowance £12,570
  • ✓ Income Tax 20% calculation
  • ✓ Class 4 National Insurance 6%
  • ✓ HMRC Self Assessment checklist
  • ✓ UTR, Government Gateway reminders
  • ✓ Mileage at 55p/mile (25p over 10k)
  • ✓ 31 Jan Self Assessment deadline
  • ✓ VAT registered option
  • ✓ HMRC allowable expenses guide
🇺🇸

United States

  • ✓ Tax year Jan → Dec
  • ✓ Standard Deduction $16,100
  • ✓ Full federal tax brackets (10%–37%)
  • ✓ Self-employment tax 15.3% (IRS correct)
  • ✓ Schedule C & Form 1040 checklist
  • ✓ Quarterly estimated tax deadlines
  • ✓ Mileage at 72.5¢/mile IRS rate
  • ✓ April 15 tax return deadline
  • ✓ Sales tax registered option
  • ✓ IRS allowable expenses guide

Everything switches automatically based on your country — currency, terminology, tax rates, deadlines and more.

Up and running in under two minutes

No training required. No accountant on speed dial. Just sign in and start.

  1. 1

    Sign in with Google or email

    Create your account in seconds. No credit card required for the 30-day trial.

  2. 2

    Set up your business

    Enter your business name, select UK or USA, and you're on your dashboard.

  3. 3

    Log your income & expenses

    Add transactions as they happen — or catch up in one go. It takes seconds per entry.

  4. 4

    Watch your tax estimate update live

    Your dashboard shows your tax bill in real time — no surprises at Self Assessment time.

SkinFlints
💰 Income this year
£8,450
💸 Expenses
£1,320
🧾 Est. Tax Bill
£1,426
🏠Home
💰Income
💸Expenses
🧾Invoices
📊Tax
🛠️ Built by a self-employed tradesperson, for the self-employed.

How much tax will you owe?

Enter your income and expenses below for an instant estimate — no signup needed.

£
£

Go on, tell us how much you made. We won't judge. ↑

Want this to update automatically as you earn?

SkinFlints tracks every transaction and keeps your tax estimate live — all year round.

🚀 Try Free for 30 Days

🇬🇧 UK estimate: Personal Allowance £12,570 · Income Tax 20% basic rate · Class 4 NI 6%
🇺🇸 US estimate: Standard Deduction $16,100 · Federal tax brackets · Self-employment tax 15.3%

Transparent pricing

Simple. Affordable. No surprises.

Try everything free for 30 days. Then it's £4.99/month for UK, $6.99/month for US. That's it.

🇺🇸
United States
$6.99
per month after free trial
  • Full income & expense tracking
  • PDF invoice creation
  • Federal income tax estimate
  • Self-employment tax (15.3%)
  • Mileage tracker (72.5¢/mile IRS rate)
  • Schedule C & Form 1040 ready
  • Works offline + installs as app
Start Free Trial →

No upsells. No hidden fees. No confusing tiers. Just one simple price.

What you see is what you get — one price, everything included, cancel anytime.

30-day free trial — no card required • Cancel anytime • Secure payment via Stripe

Made for the self-employed

If you work for yourself and need to file taxes in the UK or USA, SkinFlints was built for you.

💻

Freelancers

Designers, developers, writers and consultants who invoice clients

🔧

Tradespeople

Plumbers, electricians, builders and decorators running their own business

🚚

Delivery & Drivers

Self-employed couriers, taxi drivers and delivery workers tracking mileage and earnings

🏪

Small Business Owners

Sole traders running a shop, market stall or online business

🎨

Creative Professionals

Photographers, videographers, artists and musicians earning self-employed income

📋

Contractors

IT contractors, project managers and anyone working outside PAYE on a contract basis

Frequently asked questions

What happens after my 30-day free trial?

After 30 days you'll be prompted to subscribe — £4.99/month for UK users or $6.99/month for US users. No card is needed to start your trial and you won't be charged automatically.

Is my financial data safe?

Yes. Your data is encrypted and stored securely using Google Firebase. Only you can access your records — we never sell or share your data with anyone.

Does it work on my phone?

Yes — SkinFlints is a PWA (Progressive Web App). Just visit the site on your phone and add it to your home screen. It works like a native app on both iPhone and Android with no App Store needed.

Do I need accounting knowledge to use it?

Not at all. SkinFlints is built for people who'd rather keep their cash than study accounting. If you can fill in a spreadsheet, you can use SkinFlints.

Can I cancel anytime?

Yes — no contracts, no guilt trip, cancel whenever you like.

Does it work offline?

Yes. You can add income, expenses and invoices without an internet connection. Everything syncs automatically when you're back online.

Is it just for sole traders?

Primarily yes — it's built and optimised for UK sole traders filing Self Assessment and US sole proprietors filing Schedule C. It also works well for freelancers, contractors and small business owners.

Ready to keep more of what you earn?

Business money, without the accountant-sized price tag.

🚀 Start Your Free 30-Day Trial

No credit card · Cancel anytime · £4.99/month UK · $6.99/month US

👀 Try Live Demo — No Signup Needed

Demo login: [email protected] • password: Demo12

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